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This page contains answers to some of the most commonly asked questions about how to finance your car. If you've got any questions that aren't answered here, or you'd like to talk to one of our representatives about vehicle finance, contact us.

What criteria do I need to meet in order to apply for Vehicle Finance?

Your ITC record must be clean with no defaults or judgments against you. You need to be permanently employed (and preferably earning R6 500-00 or more per month).  The purchase price of the vehicle you have in mind should preferably not be below R40 000-00 and the year model must be between 2003 and 2014.  You must have a South African ID book as well as a South African Driver’s License.

Do I need a deposit in order to finance the car I wish to purchase?

Not necessarily. In most cases a deposit is not required and we will endeavour to have your loan approved on that basis, however, it is always advisable to provide a deposit since a deposit will make the loan amount less.  In the event that a deposit is required, it will be explained to you by our business managers

Is car insurance compulsory when applying for vehicle finance?

Yes, car insurance is compulsory.  Our business manager will gladly assist you in getting the best possible rate for your car finance and insurance.  We will also assist you in deciding what option to take and explain all those options to you.  At Auto Deal, we know that making this decision could be tricky and it is important to us that we get the best possible package to suit your pocket.

How can I check if my ITC record is clean?

When you apply for credit on a vehicle, the financial institution will grant whether you are creditworthy by obtaining a credit report from a credit bureau. The law states that everyone is entitle to a free credit report from each of the credit bureaus once every 365 days. If you want to know for sure that you will be granted credit to buy a car, it is a good idea to check that your credit report accurately reflects your current financial position.

Click here to find out more about obtaining a free credit report from TransUnion

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About Us

At Auto Deal, we’re passionate about cars, but more importantly, we’re passionate about people – It is this level of commitment that has guided our service philosophy and positioned us as one of the leading car dealers on the East Rand since our establishment in 2000.

Contact Us

JMC East Rand

20 Nossob Street,
Dalpark Ext 13,

Auto Deal Brakpan

1 Prince George Avenue,
East Rand

Call Us

JMC East Rand: 011 915 8444

Auto Deal Brakpan: 011 740 7871

Email Us